Well I mean actuaries are like savants. Years ago in uni my calc III college prof was one. Amazingly sharp dude. Do I think insurance companies over-generalize their risk assessments? Yupp. Do insurance companies likely ignore their actuaries and set premiums to make outrageous profit? Probably.

Disclosure: I hate insurance companies. Also that professor was super weird

It's funny that even though theft rates have plummeted since the mass software upgrade, premiums have stayed high. They have savant-level mathematicians (actuaries) evaluating risk and even with compelling data showing otherwise, they choose to keep labeling these cars high risk and continue to charge exorbitant premiums.

Thanks for your detailed response. Super weird!! Makes sense that I didn't pick any of that up from his videos on factual events

Tik is a huge source of WWII misinformation? That's funny. I've watched tons of his WWII videos, they are excellent. His day-by-day series on Stalingrad is fantastic. Can you elaborate as to why you believe that? He agrees with the point that oil was a major driver for the invasion of the east. So is that statement misinformation too?

100%. Germany's ability to wage blitzkrieg was entirely dependent on oil, which it did not have and could not obtain sufficient amounts from Romania alone. The YouTube channel TikHistory does a great video explaining this:

https://m.youtube.com/watch?v=kVo5I0xNRhg&pp=ygUVVGlraGlzdG9yeSBHZXJtYW4gb2ls

I work in the plastics industry. TiO2 is definitely our pigment of choice for white colorant

"I'm vegan! I don't need to shower! I don't produce mucus or smell because of my superior diet. Brb I'm gonna go wash my feet in the toilet!" -Steve Jobs

Ram trucks also are the #1 vehicle for DUIs in the US.

So there's no way for Linux cups drivers to run these printers. Another reason to pass on them!

It is exactly as you describe!

You were correct. It was indeed an improperly done piece of kick flashing at the very bottom near the gutter

No diverter is present there at all. There's a bunch of things going on here that could be causing this problem and I think it would be best to address all of them at once:

• No diverter
• No drip edge present along gutter, and I've seen water drip from soffit vents. It's possible water is coming into the damaged area from where the soffit meets the wall
• Vinyl siding was installed over original wood composite. It's questionable whether the step flashing is effective given the setup
• Gutter potentially too small - I have to clean it out like 6 times a year even with gutter guards over most of it