906
Thanks for the heads up 👍
Here's the direct link to disabling it but I assume Capcha or login will probably get in the way: https://www.paypal.com/myaccount/privacy/settings/recommendations
Fucking legend. Thanks for the direct link and for (unintentionally) reminding me that it was time to change my PayPal password!
MVP for direct link, thank you 🙏
Just logged in, just found it, just opted out. Thanks for the heads-up OP.
But fucking fuck. Can we put a stop to this? Legally? We could call it sometime like... The National Opt-out Policy Elimination (NOPE) Act or something.
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This must be US exclusive as here’s my options in Canada… 
I updated title, thanks
Misleading. This only applies to the US.
Was gonna say... The EU would have been up their arses with a cactus for that.
Replied to another poster as well, but this setting is present in my UK PayPal account too and needed turning off.
Well, I guess non EU countries would be more accurate then.
Where can i find this within settings?
Data and Privacy > Personalized Shopping.
If you don't have that option, you're not in an affected country.
US only
Incorrect. It's in my UK PayPal account settings too and I turned it off.
Lol, paypal now has an option to store your SSN and passport info. What a scam.
Account deleted.
https://www.paypal.com/myaccount/privacy/ -> Delete your data / close account
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Imagine if you lived in a country with a banking system so modern, that nobody needed Paypal or Venmo.
Oh, like the free bank transfers we've had in the UK since...... 1997..?
Yes. What a lot of Americans don't realise is that in other countries, bank account numbers are standardised to include pre-defined bank and branch information. In a sense, account number includes what americans think of as routing number.
People trade bank account numbers like business cards. Businesses post their account numbers for payment. Even a flyer for a local school fundraiser will have an account number listed on it. If you buy something from someone, the seller tells you his account number. You log into your bank and transfer the funds instantly, whether it's $10 or $10000. You don't need to know anything except the recipient's account number.
It's free. It's painless. It's interconnected. It's bank agnostic. The movement of small monies between individuals should not be commoditised.
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US has been playing catch up for decades. FedNow was implemented in 2023 to allow instant P2P payments between banks thereby eliminating the need for PayPal, Cash App, Venmo, et al.
It will take some time before we see banks make this fully available to everyone and subsequently merchants using it.
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I only skim read, but the provided link seems to me that opting out isn't an option:
However, if you would prefer to decline them, then you will need to close your PayPal account prior to the applicable effective date, as described in the user agreement.
Well, bye PayPal
Exactly. That's how you opt out of this shitty practice.
A number of changes are being made at the same time, and only some of them can be opted-out of. This Lemmy post is focusing on one in particular that can.
In the Android app, open your profile, tap Data and Privacy, then Personalized Shopping, then toggle it off.
I'm just on Firefox mobile and had to do this,
1: log in
2: tap the hamburger then the settings icon
3: data and privacy then 'personalized shopping'
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Is this a thing for EU accounts, or does GDPR prevent it?
Seems pp rolled this “feature” out to USA only due to our lax regulations on privacy. Another user (in Canada) pointed out the option was not seen in Profile & Data
Luckily my country has a standard payment system for every bank in the country so I don't to use this shitty ass service
I Don't Forget, I Don't Forgive.. https://www.forbes.com/sites/emilymason/2022/10/27/after-paypal-revokes-controversial-misinformation-policy-major-concerns-remain-over-2500-fine/
That was the moment I already deleted all PayPal accounts. To never return back.
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Venmo is owned by PayPal, but I couldn't find any information about if similar Venmo TOS changes are planned or already in effect.
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Thank you. Just closed my account. Didn't need it anyway and I sure as fuck don't need to be generating income for PayPal anymore.
Thanks for the heads up, I would have missed that.
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this post was submitted on 12 Oct 2024
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