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Digi Detox
(lemmy.world)
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this post was submitted on 24 Sep 2023
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Comic Strips
12238 readers
2651 users here now
Comic Strips is a community for those who love comic stories.
The rules are simple:
- The post can be a single image, an image gallery, or a link to a specific comic hosted on another site (the author's website, for instance).
- The comic must be a complete story.
- If it is an external link, it must be to a specific story, not to the root of the site.
- You may post comics from others or your own.
- If you are posting a comic of your own, a maximum of one per week is allowed (I know, your comics are great, but this rule helps avoid spam).
- The comic can be in any language, but if it's not in English, OP must include an English translation in the post's 'body' field (note: you don't need to select a specific language when posting a comic).
- Politeness.
- Adult content is not allowed. This community aims to be fun for people of all ages.
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Stare into space. Get sheet of paper. Plan life on paper. Execute plan by doing things.
My life plan:
Fun fact: one million dollars is not enough to retire in many parts of the United States.
The classic retirement rule of thumb is the 4% rule: you should be able to spend 4% of your retirement savings per year. The idea is that safe investments can mostly make up for what you spend, and whatever they don't make up shouldn't be a problem in your lifetime. If you plan to retire early, maybe shoot for something a bit more conservative, like 3%.
So by the 4% rule, $1MM in retirement savings is like living on $40k per year. Which is moderately comfortable in some parts of the US and poverty in others.
Better shoot for $2MM.