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Passkeys might really kill passwords
(www.theverge.com)
This is a most excellent place for technology news and articles.
Ideal MFA:
Something you have.
Something you know.
Something you are.
If getting married, add:
Something blue.
Fun fact, I frequently use the word blue as my security question answers. Not all of them but enough that even if a person got to "know" me enough to know what city I was born, they wouldn't know which answers are true or which are blue.
I use my password manager to generate the answer. My mothers maiden name is CzyHcjMKMfwT4tZ7HXbavQrOPo and my first pet was Avhu6FqPTRsWwafA, but we called him Avhu for short.
All of that and the IRS will still ask what street your first pets mom died on.
Ah, yes, D7k3y2mHy5lZhbyHa St, I remember it well.